Term, Whole & Universal Life Insurance in Myrtle Beach, SC

It’s important to ensure a comfortable future for your loved ones in the unfortunate event of your passing. Waccamaw Insurance offers a wide range of insurance policies to meet your needs. Whether you are interested in term life, whole life, or universal life, we have access to many competitive companies. Life insurance is often used for family protection, retirement & tax strategies, business buy/sell agreements, and Keyman Insurance. Reach out to us for a one-on-one consultation if you need business or individual life insurance in Myrtle Beach, SC.

Health Insurance for Individuals & Businesses

Health insurance is an important coverage. The cost of medical care can be financially devastating. Our insurance agency offers medical insurance policies for individuals and businesses. Let us tailor a policy for you.

Disability Insurance

Illnesses and injuries usually take us by surprise. Be prepared for loss of income in case of a covered disability. This is an often-overlooked coverage. However, one in four people will become disabled for six (6) months or more within their lifetime. The premium for this coverage is based on a number of factors including the occupation, age, salary, and deductible period.

Annuities: The Extra Income You Need

Annuities are frequently used in retirement planning. People are living longer. So, the danger of outliving your retirement savings is of more concern now than ever. Immediate annuities and deferred annuities provide tax-advantaged methods of assuring a retirement income.

Long-Term Care Insurance

Rising long-term care and nursing home expenses make an LTC policy a necessary consideration. The earlier in life you purchase LTC insurance the more economical it normally is.

College Planning

Start saving for college today. There are many tax advantages and methods to save for your child’s college tuition. As tuition costs rise, it makes sense to begin the process as soon as possible.